For complete information on merchant accounts, Contact Us. Back To Top Of Page 5 Question: What is a payment gateway?
Secure Payment Gateway companies help other Processors conduct secure business on the internet using Secure Socket Layer (SSL) technology. They provide a system that passes credit card data, authorization requests, and authorization responses over the internet using encryption technology. Credit card transaction information is sent by the Payment Gateway secure server via leased lines to the credit card network where the validity of the card is checked and the availability of funds are verified. An authorization code is returned via leased lines to the Payment Gateway. The authorization is encrypted by the Payment Gateway and transmitted in encrypted form to the web server of the merchant, which triggers fulfillment of the order. Rather than create their own Secure Web System, many Banks and Bank/Processor alliances will use a Secure Payment Gateway Provider to perform this task for them. Our merchants connect direct to a Secure Payment Gateway. There are no merchant gateway connection