Hit and Run Motorcycle Accidents – Am I Covered?

Imagine the following two scenarios and take a moment to see which one would be covered by their insurance policy. I bet you will be surprised at the answer! • You are riding along on a cool summer evening in New York state enjoying the scenery and handling of your new bike when suddenly from behind a speeding motorist comes towards you and after narrowly missing you, forces you off the road. With no road to ride on you lose control and slam into a tree. The motorist flies by and never even stops. • You are riding along on a cool summer evening in New York state enjoying the scenery and handling of your new bike when suddenly from behind a speeding motorist comes towards you and after clipping your bike with its headlight and bumper, sends you spinning off the road and into a tree. The motorist flies by and never even stops. Most bikers and even motorists assume that they are covered in both of these incidents. This is, unfortunately, not true – at least not in New York state. In New ...  more