How am I suppose to pay for college with no grants or scholarships?
You should be eligible for government loans to help, but often they aren’t quite enough. If this is your first time applying for government loans, your school can give you a Parentplus loan application. It would be in your mother’s name, and she would be responsible for making the loan payments when you are done with college. Even if you are low income and have bad credit, as long as your mother has never defaulted on a loan before, she should be eligible to take that money out. Perhaps you could work it out with her to pay it back when you graduate, even though it is in her name if she doesn’t want to help you. If none of that works, often you are elgible for additional loans that are unsubsidized, which means it compounds interest while you are in school. This is usually in place of the Parent Plus loan. Unsubsidized loans are still payable upon graduation, not while in school (unless you prefer it that way). In order to receive government loans, however, you will need to fill out a
