How are HSA qualified medical expenses paid?
On the HSA Adoption Agreement, clients choose whether they prefer a manual or an automated disbursement. As long as there is money in their HSA, the automated disbursement occurs regardless of whether the deductible has been met. If the client just wants the disbursement to be distributed without a lot of intervention on his/her part, then automated disbursement may be the better choice. Otherwise, if the client wants a tighter control on the funds, then the manual disbursement may be the way to go. Either way, checks will be sent to the client, not the provider.