How are Long-Term Disability benefits coordinated with Social Security or Workers Compensation benefits?

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How are Long-Term Disability benefits coordinated with Social Security or Workers Compensation benefits?

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The coverage coordinates with Social Security benefits, Workers Compensation benefits and certain other group benefit plans, but not with Baylor University’s Retirement Income Plans. Therefore, benefits to a disabled employee under this program are reduced by the employee’s benefits under Social Security, Workers Compensation and some other group benefit plans. Details concerning this long term insurance coverage are provided in the LTD contract between Baylor University and its insurance carrier.

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