How can I determine if its worth filing a claim or notwho can I really trust?
Great question’TRUST YOURSELF! You need to find out for yourself and make that decision and no body else. Knowing and understanding how the estimating process really works in this industry is half the battle. This is where the money is and you need to know how to get every penny of it. Typically, insurance companies are in business to make serious money. The insurance agent that sold you your policy has a loss ratio that he / she is constantly trying to keep down. Hence, agents often inform their clients that they shouldn’t bother with submitting that claim because it won’t exceed your deductible, or your rates will go up as the result of submitting the claim. Insurance adjusters that specialize in keeping the payout amounts very low are experts at doing this and they know the hand that feeds them. Sure, they will throw you a lollypop and tell you to go away and most do. Our estimating section shows you that you should always start your estimate at the origin of the damage. Always star