How can I file an appeal if my former employer’s group health plan denies my application for the premium subsidy?
If your plan determines you’re ineligible for the premium subsidy, you can request an expedited review of this denial. The Department of Labor will handle appeals related to private sector employer plans subject to ERISA’s COBRA provisions. The Department of Health and Human Services will handle appeals for Federal, State, and local governmental employees, as well as appeals related to group health insurance coverage provided through state continuation coverage laws (such as CalCOBRA in California). The Departments must review your appeal within 15 business days of receiving your completed application for review. Note: Appeals to the Department of Labor must be submitted on a U.S. Department of Labor application form. The form will soon be available at www.dol.gov/COBRA and can be completed online or mailed or faxed as indicated in the instructions. If you believe you have been inappropriately denied eligibility for the premium reduction, you can also speak with an Employee Benefits Se
