How can I get a car loan with a recent bankruptcy and a low credit score?

February 2, 2006 Hi Tony, In May of 2004 I lost my job and I was unable to find work until April of 2005. As you can imagine . . . my credit took a big hit during the time I was out of work. Not only that but my wife and I had our 3rd child in December of 2004, and had to move into a bigger house (which we rent for $1200 a month). In August of 2005 we decided to file for bankruptcy and we included 2 vehicles on the bankruptcy. All in all we discharged nearly $30k in car loans. Now I don't have a car. I'm using a car I borrowed from my friend and he needs it back. I've been looking over your website and I've tried all your links to find an auto lender that would work with me but I've come up dry so far. I have the following strikes against me: • A bankruptcy which was finally discharged in December • Less than 1 year on the job • Less than 1 year in my current residence • 4 dependents including my wife • A credit score of about 504 with a couple of current discrepancies From a buyers ...  more