How can I tell if I purchased collision or comprehensive coverages?
Collision coverage pays for damage to your vehicle that resulted from an accident. Comprehensive coverage pays for damage to your vehicle that is not the result of an accident, such as damage caused by theft or a falling tree. If you don’t know whether you purchased these coverages, look on the “coverage selection page” of your insurance policy. You should be able to see exactly which coverages you purchased for your motorcycle. A sample coverage selection page is shown below. The coverage selection page has been redacted to remove personally identifying information; however, the section where collision and comprehensive coverages are shown is circled in red.