How can the Aetna Medicare Open Plan premiums be less expensive when Aetna is the primary payer of my claims?
A – Medicare reimburses Aetna directly for estimated Part A and B claims for this plan. Based on projections, the reimbursement, coupled with Aetna’s programs and services, allows Aetna to pass the better financial arrangement to our retirees. Aetna has anticipated this arrangement will lower your premiums at this time. As always, the claim experience will determine if the premiums for this coverage will increase in future years.