How could a wellness program help me through the financial burdens of health care reform?
One of the provisions effective September 23, 2010, (or January 1, 2011, for calendar-year plans) requires health plans to cover 100 percent of preventive care costs. For plans that do not already have a similar plan design, this could be an expensive requirement if the intended effect of lowering premiums and claims costs through better overall health isn’t realized as soon as possible. Adding a wellness program to help generate awareness of unhealthy habits can have a positive impact on your employees’ lives and your company’s health care costs. By giving employees access to individual health assessments and educational materials, employees are more likely to take advantage of preventative care measures, which means your workforce will discover and resolve health problems early for better overall health. For employers, this may mean higher engagement and productivity in the short-term and reduced claims and premium costs in the long-term. And, as an added benefit, your wellness-enhan