How credit rating affects the loan approval?
Well, much will depend on where you actually go to borrow the money, the bank or the loan company. If you go to the bank, the score influences your loan in the most direct way. With loan companies it depends. Actually I recommend you to read this https://negosentro.com/loan-vs-credit-3-reasons-why-loan-wins/ review about the difference between credit and loan and what advantages loans have.
Many online lending companies don’t pay so big attention on your credit rating, so you can use such services if you need money. But it will be better if you will prepare document which proves you income. Try to apply for example here https://cashwagon.ph/ I used this service many times!
Hello! Credit rating is not so important if you will apply for online loan. But for banks it is very important factor. So if you will need money for some unexpected expenses better will be to use short term loans online in such case.