How do collection accounts affect the debtors credit rating if it is a commercial account?
FCS will report commercial accounts that have open balances after 30 days to Dun and Bradstreet. Since Dun and Bradstreet is a database that acquires information that’s been given voluntarily only, most small companies are not even listed with them. Dun and Bradstreet will provide a credit-worthiness analysis that is used by thousands of companies to determine whether they want to do business with a given company. Consequently, companies that are listed with Dun and Bradstreet may not want to have their credit rating affected. Back to top 15.