How do I know if my home was categorized by FEMA as having been destroyed or having suffered major damage?
Homeowners who were approved for $5,200 or more in FEMA home repair or rebuilding assistance fall into one of these categories. To determine damage levels for registered homes, in many cases FEMA inspectors will visit homes to conduct damage inspections and will notify homeowners of their assessments. Many other homes will receive no FEMA inspection, but will be included in the major damage or destroyed categories by virtue of their location in neighborhoods determined to have thorough and complete damage through aerial inspections. In certain cases, FEMA may fail to notify a homeowner that the home has been classified as destroyed or suffering major damage, or FEMA has declared a home with such damage ineligible for its home repair assistance program because the home was covered by insurance. These homeowners will still be eligible for the assistance, though damage severity that meets the FEMA damage classification at the destroyed and major damage levels will be verified through alte
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