How do Private Fee-for-Service Plans like Today’s Options Work?
Todays Options plans provide more coverage than Original Medicare alone, including health and wellness benefits and prescription drug benefits (if applicable with your plan). In addition, there are no networks in Private Fee-for-Service plans. You’re free to visit any doctor or hospital that is willing to provide care and accepts the Today’s Options terms and conditions. When you enroll in Today’s Options, you are still in the Medicare program and are entitled to all medically necessary health care services that are covered by Medicare. • Once you enroll in Today’s Options, you need to pay Part B premiums to Medicare and you may have to pay a Today’s Options monthly premium. Today’s Options also has deductible, co-payment and coinsurance amounts that are different than those under Original Medicare. • Before joining the plan, you should carefully check how much your out-of-pocket costs will be. For some beneficiaries, you will have less out-of-pocket costs than you would under Original
