How do referrals work?
To maximize the benefits of the University-sponsored health insurance plan, graduate students must obtain a referral from the SHWC for specialty care. This reduces the deductible from $250 to $75. Referrals cannot be granted retroactively. If a graduate student continues seeing a specialist after his or her first year here, he or she will need to update his or her referral. The only exception is that graduate students do not need a referral to go the emergency room.
