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How do the changes filed in Items B-1407 and P-1406 affect insureds in the middle of a policy term?

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How do the changes filed in Items B-1407 and P-1406 affect insureds in the middle of a policy term?

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Response: The changes are effective September 1, 2008 for new and renewal policies. An in-force policy will not be impacted until the policy renewal date subsequent to September 1, 2008. (Please note that the filed and approved anniversary rating date (ARD) rules apply.

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