How do you answer a court summons?
[QUOTE=Fall16;1269937]I have received a court summons that I am being sued for debt collection from a particular bank. Due to my common name, the bank has the wrong person. I have never had an account with this bank, have recently checked my credit report for fraudulent activity (didn’t see anything unusual), and have an excellent credit rating. This company obviously has the wrong person. How can they sue someone just based off of your name? Shouldn’t they have to prove that you are the person they are looking for before trying to sue you? Why should I have to defend myself against a company which I have never associated with credit wise? A response is due within 20 days – what is the proper way to respond to this? Thanks for any help you can provide.