How Do You Ask The Right Questions Before You Buy Health Insurance?
If you are a business owner, self-employed or an employee of a company that is not offering medical coverage through your employer, you may have to undertake the frustrating, daunting and time consuming task of purchasing health insurance on your own… If you are a business owner, self-employed or an employee of a company that is not offering medical coverage through your employer, you may have to undertake the frustrating, daunting and time consuming task of purchasing health insurance on your own. If this is the case, there are certain things that you can do as a consumer to ensure that you are purchasing the type of health insurance coverage you really need at a price you can afford. When you purchase a health insurance plan, you must achieve a balance between four important variables; wants, needs, risk and cost, before you spend your money. Although you may “want” a health plan that offers you 100% coverage and a $5 co-pay for prescription medications, you may not “need” this typ