How Do You Cash Savings Bonds In An Emergency?
• Check the value of your bonds using the calculator at the U.S. Treasury’s website, TreasuryDirect.gov. • Have your bonds handy when you go to the website. • Select the series and denomination of your savings bond from the designated drop-down menus. • Enter the issue date of the bond in the appropriate field and click “Calculate.” • The following page will show you the current value of the bond. Change the date field to see what that same bond would be worth if you cashed it in at a later date. • Cash in savings bonds that have already matured before any others. • Matured bonds have reached their maximum value and are no longer earning interest. The amount of time it takes for a bond to reach maturity is based on the bonds’ series, but most bonds have a base maturity period of 20 years. • Series EE bonds, from the 1980s and 1990s, have an extended maturity of 10 years beyond the 20-year base. These savings bonds accrue interest for a total of 30 years, and so have the potential to be
