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How Do You Choose A Mortgage Lender?

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How Do You Choose A Mortgage Lender?

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• Update your financial portfolio before choosing a mortgage lender. The better your credit status, the easier it will be to maneuver through the mortgage system. • Get an updated credit report. Take care of details that are not correct and pay outstanding debts. • Make a list of your financial debt. Include balances owed and account numbers. You’ll need this information when you fill out a loan application. • Put together a list of all your assets. This should include both checking and savings accounts, investment accounts, retirement accounts and any personal property you own. • Start checking the current mortgage interest rates. The first mortgage lender you talk to may not have the best loan package. • Call your current mortgage lender or bank, if you’ve had a good experience with them in the past. Being a return customer may give you some leverage with negotiations. • Search the Internet financial sections for mortgage interest rates. • Talk to friends for recommendations. • Take

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