How Do You Find Banks That Don Use Chexsystems?
Look folks, allow me to be frank: Finding a bank or credit union that does not screen it’s applicants via ChexSystems is virtually impossible. Information travels quickly in the information age, and a bank that does not use Chexsystems is about as rare as a human being without a cell phone in their pocket. Many, including myself, (I’m not kidding either) were not put into the dreaded ChexSystems database because of bouncing checks, but for overdraft fees, someone else having access to your check card and the unsurprisingly common ‘clerical error’. Shortly put: “ChexSystems Happens”! But being removed from ChexSystems or finding banks that don’t use ChexSystems is nearly impossible. It can be a rather lengthy, and costly, process to ‘get out’ of Chex Systems. Or, take Option Number 2: Wait 7 years, without a savings or checking account until ChexSystems drops you from their ever expanding database. However there are several online checking accounts and prepaid debit card providers on th
