How Do You Reduce Teen Auto Insurance?
Most parents dread adding their teen driver to their insurance policy because of the high cost but there are several ways that you can save money. Ask About Discounts There are all kinds of discounts that insurance companies offer. Teen drivers might qualify for a good student discount if their grade point average is 3.0 or above. Insurance companies have found that teens with good grades usually show a sense of personal responsibility and tend not to be reckless with their vehicles. If you haven’t gotten your teen a car yet, consider an older model. The older a car is, the cheaper it is to insure. However, make sure that it has safety features such as anti-lock brakes and passive restraints. If it has anti-theft devices, it’s a better risk for the insurer. These safety and theft features will probably qualify your teen for a discount. Teach Your Children Well Putting your teen through an accredited driving course and a defensive driving course will reduce the amount you pay to insure