How Do You Save Money With Dental Discount Plans Over Dental Insurance?
Dental discount plans provide you, the consumer, with a substantial discount each time you visit a participating dentist or specialist within the network of the plan. Unlike dental insurance, which does not immediately cover pre-existing conditions and has mandatory waiting periods for these issues of a full year, a dental discount plan allows you to see a dentist almost immediately (usually within 1-3 days, depending on the plan) and will instantly provide you with savings as high as 60% off of what you would normally be required to pay. I’ll give you an example of a dental discount plan in action here. Let’s say that you or your spouse need a new upper denture and the cost of getting this taken care of is $1,252.00, which is the national average. In this example I’m going to use zip code 80150, which is the Englewood, Colorado area. There are 405 participating dentists within a 50 mile radius of this zip code, at the time of this writing. The cost of joining this plan for an individu