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How does a cardholder know if they have a credit card “debt problem?

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How does a cardholder know if they have a credit card “debt problem?

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You know if you have a credit card problem if you owe more than you can pay off in sixty days. That’s too much debt to have on a credit card. And if you have trouble paying your credit card bills, you have a problem. If you use your credit cards out of need instead of convenience, you have a problem.

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