How does a debtor know that he/she is in the Treasury Offset Program delinquent debtor database?
Before a creditor agency refers a debt to the Treasury Offset Program, it will have provided the debtor with all due process notices concerning the debt. These notices include: written notification of the nature and amount of the debt, the intention of the agency to collect the debt through administrative offset, and an explanation of the debtor’s rights (inspection, copying, review and repayment opportunities). The creditor agency has therefore informed the delinquent debtor of the potential referral of the debt to the Treasury Offset Program. Once in the Treasury Offset Program, the debtor will be informed by Treasury when an offset is taken. There may be other notices published or mailed to debtors if Treasury determines they are needed, but none are required by law except those stated above. A person is also entitled at any time to inquire in writing whether he/she is in the delinquent debtor database maintained by Treasury and he/she will be answered in writing by Treasury.