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While it varies from insurance company to insurance company and from state to state, generally, the following factors will determine your insurance rates: · where you live and where your car is garaged · the year, make and model of the car · how you use the vehicle and how many miles you drive a year · driving records of you and other drivers in your household · the age of the drivers in your household · gender and marital status of the drivers · number of years of driving experience · any applicable driver and/or vehicle discounts · the number of vehicles being insured · your credit score
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How does an insurance company determine insurance rates?