How does the Accidental Death benefit work? What is Dismemberment?

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How does the Accidental Death benefit work? What is Dismemberment?

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This benefit of $5,000 is paid to a beneficiary if you die as the result of a covered Injury that occurred while traveling. It is also payable in the event of quadriplegia. It does not apply to death resulting from illness. The dismemberment benefit is a percentage of that sum and applies to loss of a part of the body, including vision and hearing, from a covered accident but not from illness. There is also a benefit of $2,500 payable for covered injuries that arise from a felonious assault.

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