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Did you know that by making only the minimum credit card payments on a $10,000 credit card balance, at 18-22% percent interest, it would take you more than 33 years and $26,000 to pay off the credit card? Few people can afford that. Imagine combining all of your monthly credit card bills into one single, manageable payment and reducing your interest by as much as 60 percent. Plus, you'll learn to live on a budget while you gain the pride that comes from knowing you have a practical, long-term debt management strategy to improve your credit rating.
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