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How Does Third Federal Savings and Loan Association of Cleveland, MHC Intend to Vote Its Shares?

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How Does Third Federal Savings and Loan Association of Cleveland, MHC Intend to Vote Its Shares?

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All stockholder votes will include the vote of Third Federal Savings and Loan Association of Cleveland, MHC, which, as of December 29, 2008, owned 72.91% of our outstanding shares of common stock. As such, the vote of Third Federal Savings and Loan Association of Cleveland, MHC will be determinative of the outcome of any vote or election. Third Federal Savings and Loan Association of Cleveland, MHC intends to vote for the election of the three nominees for director and for ratification of the selection of Deloitte & Touche LLP, and in accordance with the recommendation of our Board of Directors on any other matter that properly comes before the meeting.

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