How is a debit card declined?
If you have money in your account the following scenario is possible: Someone got a hold of your account number and made an unauthorized transaction, or even attempted to make an unauthorized transaction. (ie: suddenly across the United States at an obscure location like a gas station). The credit card company that your bank uses will be a HOLD on the card so that no other attempted transactions can be made. When you call the company you can find our the recent transaction history and confirm if all are yours or some do not appear to be yours. You need to answer security questions to have the hold removed from your debit card. I know recently there was a huge debit card scam, my husbands debit card received a hold on it because his information was compromised. In this instance we received a letter in the mail confirming this. In my experience whenever holds are put on my card, it’s time to cancel that card number and simply request a new one. Better safe than sorry!
Might not be enough funds on the card or if the information was entered wrong on the card. Also, where I work when we run cards we need the billing address the card information goes to or the card sometimes declines. Also, sometimes if there has been strange charges on the card your bank will flaig the card and not let anymore charges go through til they speak with the account holder. I’d call your bank ASAP.
