How is Accidental Death and Dismemberment Insurance different from Life Insurance?
Accidental Death and Dismemberment insurance pays you a benefit if you suffer certain severe injuries (such as loss of a limb or loss of sight) caused by a covered accidental injury. It also pays your beneficiary (usually your spouse, children or person whom you legally named previously) if you die due to an accident covered by your plan. This benefit would be payable in addition to any life insurance benefit for which you were covered. Please carefully read any communication or enrollment material from your employer, or check with your employer for details and terms of the specific coverage you may be eligible for.
