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How is General Liability different from Excess Accident Medical?

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How is General Liability different from Excess Accident Medical?

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General Liability specifically covers 3rd party bodily injury and property damage claims. Excess Accident Medical provides out of pocket medical expense to help avoid lawsuits. Excess Accident Medical also provides medical expense coverage for things that are excluded from the General Liability policy including automobiles and school buses (for field trips).

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