How is my Macys account reported to the credit bureaus?

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Each credit plan you request on your account is reported separately to the three major credit bureaus (Equifax, TransUnion and Experian). When you check your credit report, you’ll see a separate entry for each credit plan requested. Macy’s credit plans include: regular charges you make at Macy’s, major purchase plans, and the Club plan. If you also have a Macy’s Star Rewards Visa account, it reports separately to the credit bureaus and will also appear on your credit report.

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