How is my Macys account reported to the credit bureaus?


Each credit plan you request on your account is reported separately to the three major credit bureaus (Equifax, TransUnion and Experian). When you check your credit report, you’ll see a separate entry for each credit plan requested. Macy’s credit plans include: regular charges you make at Macy’s, major purchase plans, and the Club plan. If you also have a Macy’s Star Rewards Visa account, it reports separately to the credit bureaus and will also appear on your credit report.

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