How is the loss of liquidity calculated?

calculated liquidity loss
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How is the loss of liquidity calculated?

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The loss of liquidity is calculated as the difference between surrender charges that would have been imposed had the policy remained in force after June 15, 1993, and the surrender and market value adjustment charges actually applied to your account after that date. Loss of liquidity is only paid to those who have taken a partial loan or partial surrender and those who have totally surrendered their policies.

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