How Long Does it Take to Unfreeze a Compromised Bank Account?


Financial institutions freeze bank accounts when they believe the accounts have been compromised. The amount of time needed to unfreeze the account depends on whether the bank or the account holder initiated the freeze. When customers request a freeze, the bank can release the freeze immediately, although it normally does not take effect until after items post that night at midnight. The time taken to release a bank initiated freeze also depends on the policy of the particular bank.

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