How many data points are in the ULDD?
There are approximately 500 data points in the entire ULDD. The dataset is designed to accommodate all types of loan attributes and transactions. The dataset focuses on root data that is, for the most part, already captured by lender systems at varying points in the loan production process. No single loan will require all of the data points at loan delivery and the majority of the data points will only be required when certain business conditions exist such as delivering adjustable-rate mortgages to the GSEs, or to address GSE-specific business requirements.
