How many people can apply on a mortgage application” ?
A. Normally, and subject to each applicants’ own satisfactory past credit history and status, up to four unrelated applicants can apply together. If there are to be more than four applicants, then they would need normally need to be related or else “very closely connected” to a lenders’ satisfaction. The “record” number of applicants on the same (and successful) mortgage application is 12 individuals. The affordability criteria used for cases involving more than two applicants will be assessed differently to solo or dual applicant cases.