How much do tax services charge for rapid refunds?

Rapid Refunds is the brand name for H R Blockhead's Refund Anticipation Loan (RAL). A RAL is a total rip off! The fees are usually a percentage of around 5% PLUS a handling fee of $15 to $30. Remember this is a loan and you are borrowing money for about 10 days. If you figure out how much you would have paid for a whole year it comes out around 300% interest!!! A better way to get your refund fast is with an on-line program. When you electronically file, request that your refund be directly deposited into your bank account by the IRS. There are no fees and you will have your money in less than 2 weeks. That's only 4 days longer than a refund loan. I like this on-line program because it donates part of your fee to charity. It has real good customer service too. Just don't choose the RAL! <a href="http://www.internet-taxprep.com/wichitasouth" rel="nofollow">http://www.internet-taxprep.com/wichitas…</a> or <a href="http://www.internet-taxprep.com/hopeworldwide" rel="nofollow">http://www. ...  more