How much money can independent undergraduate students borrow through the Federal Stafford Loan programs?
A. Loans are processed for an academic year, which is a minimum of 48 credits and 33 weeks. The loan limit for your academic year is based on your year in school while attending the College. Federal Stafford Loan program first-year, independent undergraduate students can borrow a maximum of $6,625. The maximum award for second-year students is $7,500, and $10,500 for the third year and each remaining year. Undergraduate students can reapply for additional loans after completing a minimum of 48 credits and 33 weeks of instructional time.