How much of a downpayment do you need to buy a $265,000 home?
Check with your agent or who ever is representing you as a buyer to see if there is any offer on the house. Ask yourself how bad do you want this piece of property? If they do have an offer, then a higher down payment would make you stand out in the competition. But you also have to think about the forfeiture of the money if anything goes wrong. The most money that they can take from you cannot exceed 5%. If there is no offer then a 3-5% would be fine. Feel free to email me if you have any questions. Good luck!
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