Dear Sir, I / We enjoy the benefits of your esteemed bank for the last many years aqnd now i have a request to make. My /our needs had arisen more due to favourable marketing needs and we need to pump in more cash to deal with this issue. We understand that granting OD is bit risky these days but I /we would like to give you an overall charge over mine/our FD with you. I /We also enclosed the business prospects along Cash Flow chart for yoru kind perusal. We would apprecaite if you could process our application and do the favorable need at earliest.