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How will my poor credit history affect my chances of getting a student loan?

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How will my poor credit history affect my chances of getting a student loan?

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A. The only student loan program based on credit is the Parent Loans for Undergraduate Students (PLUS) Program. A poor credit history will not affect your chances of getting a Federal Subsidized or Unsubsidized Stafford Student Loan since these programs are not based on credit.

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