I am not changing jobs. How does the HIPAA preexisting condition exclusion provisions apply to me?
On the date your plan becomes subject to the HIPAA provisions, the plan may not exclude coverage for any preexisting condition for more than 12 months after your enrollment date (18 months for a late enrollee). This period may have already passed. If this period has not passed, your plan is required to use any creditable coverage without a significant break in coverage that you had accumulated prior to your enrollment date to reduce your remaining preexisting condition exclusion period.
Related Questions
- I want to change jobs, but Im afraid a new employer will not provide me with health insurance since my HIV is now a preexisting condition. Should I be concerned?
- How does HIPAA limit the preexisting conditions that can be excluded from coverage under a preexisting condition exclusion?
- I am not changing jobs. How does the HIPAA preexisting condition exclusion provisions apply to me?
