I am travelling in Canada. Why should I purchase travel insurance? Isn't health care covered for Canadians across Canada?

That’s only partially true. Medical costs are covered across Canada, however our provincial health plans: • Do not offer the same services to non-resident travellers as they do to residents (even though you are Canadian, you are considered a non-resident even when living in a neighbouring province) • Vary from one province to another meaning they do not pay the same rates in all provinces Examples of some costs you may be required to pay in a neighbouring province are: • Return of Vehicle • Air Ambulance • Relatives visiting in hospital There are billing agreements between certain provinces, but not all. Since Medical costs vary from one province to another, what may be sufficient to cover a medical service in one province may not be enough to cover the same service in another.  more