I get many calls from creditors and collectors. Can a debt settlement company stop the calls?
No. Regardless of what you may have heard or read, the calls from debt collectors will most likely continue. Your debt settlement agency will more than likely contact your creditors to inform them that you are embarking on a debt settlement program, but they have no power to stop the creditors from calling. There are laws designed to protect consumers from unfair or harassing collection calls, under the Fair Debt Collections Practices Act. Your debt settlement specialist may not only be able to provide you with advice and tips on how to handle these types of telephone calls, but could also advise you as to what constitutes harassment and which collection techniques are legal.