I have a Refer, how do I obtain an Authorisation Code?
When you enter a quotation into NIG Network Commercial Quotes there are 3 possible results, Quote, Refer and Decline. Quote – the risk entered is acceptable at normal terms, subject to any conditions advised in the quotation results. Refer – the risk entered maybe acceptable but must be referred to an NIG Underwriter. The NIG Underwriter might choose to accept the risk at normal terms, accept the risk at special terms (increased premium /excesses) or decline the risk. Example of a Refer message:- R008 – Refer due to claims Step 1 – Email details of the referred quote to NIG, using the ‘Refer to NIG’ button on the Quote Results page. Step 2 – The NIG Underwriter on receiving the email considers if they have enough information to make a decision, if the answer is yes, are they prepared to accept the risk or not, if so on what terms. Possible decisions: • Risk acceptable at normal terms • Risk acceptable subject to increased premium and or endorsements • Decline risk unacceptable (No Quot
When you enter a quotation into NIG Network Commercial Quotes there are 7 possible results, Quoted, Referred or No Quote. Quoted – the risk as entered is acceptable at normal terms, subject to any conditions advised in the Quotation results. Referred – the risk as entered maybe acceptable but must be referred to your local NIG Underwriter using the Email function. The NIG Underwriter might choose to accept the risk at normal terms, accept the risk at special terms (increased premium /excesses) or decline the risk. Examples of Refer messages: – Refer to NIG – Total claim value exceeds £1000 Step 1 – The Broker emails details of the referred quote to their local NIG office, using the ‘Refer to NIG’ button from the Quote Results page. Step 2 – The NIG Underwriter on receiving the email considers if they have enough information to make a decision, if yes are they prepared to accept the risk or not, and if so at what terms. Possible decisions • Decline risk unacceptable (No Quote) • Risk ac
