I often heard people talking about endorsements changing my insurance coverages, whats an “endorsement?
It is an “extra” that is added to your policy to provide or delete coverages. It allows you & your broker to tailor your policy to your specific needs. It adds coverages or deletes coverages that are standard to the insurance policy you have purchased. For Example with the purchase of an SEF 43R you’d receive the purchase price of your car if it were written off in an accident within 24 months of buying it new.