I recall hearing that The Hartford does not write workers compensation insurance for some states. What are the states and why?
Monopolistic states where an employer needs to purchase insurance from the state fund: Washington, North Dakota, Ohio, West Virginia, Wyoming (hazardous occupations). In Alaska and Hawaii, Hartford does not hold a P&C license. The Hartford has a moratorium on writing in Florida until myPay Solutions achieves some critical premium volume in other states. They will write incidental operations in Florida when the employer is domiciled in other states and where the exposure is small relative to the total exposure.
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