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I thought I heard once that the annual maximum contribution limit was capped at my HDHP deductible. Whats the deal?

April 26, 2017annual capped contribution deal deductible HDHP heard limit maximum

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I thought I heard once that the annual maximum contribution limit was capped at my HDHP deductible. Whats the deal?

1 Answer

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Oh, that old rule? That’s ancient history. Congress got rid of that stupid rule back in January of 2007. You can contribute as much as you want up to the full Annual Contribution Limit, no matter what your HDHP deductible is. Welcome to the future.